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Preheat the oven to 375 degrees.
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Take the Butter out and let it soften and get to room temperature.
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Butter a 9X5X3 baking pan.
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Using an electric mixer, blend the softened butter and the sugar together until it is fluffy and creamy.
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Add the Vanilla, Milk and Cinnamon.
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Add the eggs, one at a time and mix until blended in.
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Put the ripened bananas into a separate bowl and mash them with a spoon. You can keep them lumpy or mash them smooth, however you want your bread to be! Incorporate them into your wet mixture.
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In a separate bowl, mix together the flour, baking soda and salt. Mix this into your creamy mixture just enough so that the flour disappears.
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Gently fold your Chocolate Chips into the mixture.
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Pour the batter into your pan and smooth the top.
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Bake for 50-65 minutes. Stick a toothpick into the middle of the bread to make sure that it is done.